01 — Investable Assets (Build and Hold)

Bridging Canadian Assets
with GCC Capital.

Loans & Lending (Conventional and Interest Free With PLS): Private and Second Mortgages through MIC Mortgage Investment Corporation & Interest Free Mortgages with Profit and Loss Share

• Senior Homes • Branded 3 & 4 Star Hotels • Rental Buildings
02 — Financial Products

Five Instruments.
Every Capital Need Covered.

Structured financing solutions for developers, homeowners and investors — spanning conventional and hybrid structures.

• Development Equity • MIC Lending • Bridge & Mezzanine Financing • Private & Second Mortgage • Murabaha Financing
03 — Governance Model

The SPV
Ownership Structure.

Every project is held inside a Special Purpose Vehicle a dedicated legal entity where investors are shareholders with full transparency and legal protection under Canadian law.

• Veto Board - Investors • Advisory Board - Independent Consultant • Trust Account - Law Firm • Mortgage Investment Corporation - MIC • Development Consulting - VIS • International Financing Partners - GCC
01/ 03
Governance Model
Toronto • Dubai • Riyadh • Doha • Islamabad

Development Consulting Solutions

Bridging Canadian Assets
with GCC Capital

Connecting high-liquidity GCC investors with structured real estate development opportunities in Canada — through transparent, Sharia-compliant investment platforms.

5+
Canadian Markets
Active Pipeline
100%
Interest-Free
Murabaha Options
3
GCC Countries
UAE · KSA · Qatar
SPV
Investor-Controlled
Governance Model
🛡
Institutional-Grade Protection All funds held in independent lawyer trust accounts with investor veto power.
Integrated Platform

Three Pillars.
One Seamless Platform.

CANNOVA is not a broker or agent — we are a full-stack development consulting and finance platform that manages the entire lifecycle from project identification to investor exit.

01
Project Development

Project Development

End-to-end development consulting from feasibility through construction management. We identify, structure and deliver projects across Canadian growth markets.

Feasibility Planning Construction SPV Setup
02
Financial Solutions

Financial Solutions

A full suite of Islamic and conventional financing instruments — from Murabaha mortgages and MIC lending to bridge financing and equity partnership structures.

Murabaha MIC Lending Bridge Finance Equity SPV
03
GCC Sales & Distribution

GCC Sales & Distribution

Dedicated GCC distribution network serving institutional investors, family offices and retail buyers — including rent-to-own programs and developer mortgage products.

Bulk Sales Retail GCC Rent-to-Own Family Offices
Value Proposition

Why GCC Capital
Belongs in Canada

Capital Preservation

Capital Preservation

Canadian real estate has never experienced a sustained national decline. Strong title protection and robust rule of law provide unmatched security for deployed capital.

Geographic Diversification

Geographic Diversification

Physical assets in a G7 country, completely outside regional geopolitical risk zones. Insulate your portfolio from Middle East volatility without sacrificing returns.

CAD / USD Asset Exposure

CAD / USD Asset Exposure

A natural currency hedge against AED and SAR volatility. Hard asset exposure in a stable, globally-recognised currency environment with strong economic fundamentals.

Rental Income Stability

Rental Income Stability

Record immigration of 400,000+ annually drives continuous housing demand and rental occupancy. Income-generating assets with built-in demand tailwinds.

Sharia-Compliant Options

Sharia-Compliant Options

Murabaha mortgages and SPV equity structures are fully aligned with Islamic finance principles — built into the platform, not retrofitted as an afterthought.

Transparent Legal Structure

Transparent Legal Structure

Audited trust accounts, independent legal oversight, and full Canadian court protection on every investment. Institutional-grade governance from day one.

Development Focus & Asset Classes

Canadian Markets & Property Types
Cannova Architecture Showcase
Premium Asset Portfolios
📍

GEOGRAPHIC FOCUS

Greater Toronto Area (GTA)

Primary market – high demand, urban infill

Sault Ste. Marie

Secondary market – cost-effective land

Sudbury

Resource-driven growth, affordable base

Cornwall

Quebec border, commuter & mixed-use

Brantford

Hamilton region, suburban growth

🏗️

ASSET CLASSES

Residential

Condos, townhomes, stacked units

Mixed-Use

Retail + residential podium developments

Student Housing

Near universities & colleges

Hotels

Boutique & select-service hospitality

Retail

Neighbourhood centres & commercial plazas

Competitive Advantage & Differentiators

Why CANNOVA Wins in This Market
GCC Capital Access

GCC Capital Access

Direct relationships with GCC family offices, funds and institutional investors — not available through traditional Canadian channels.

Integrated Platform

Integrated Platform

Single platform covering development, financing, sales and governance — eliminating fragmentation and counterparty risk.

Islamic Finance Expertise

Islamic Finance Expertise

Murabaha, SPV equity and Sharia-compliant structures are built-in, not retrofitted — a gap most Canadian developers cannot fill.

SPV Ownership Model

SPV Ownership Model

Investors own equity, not just debt. Full transparency, board control and legal protection via Canadian law.

Trust Account Security

Trust Account Security

All funds held in independent lawyer trust accounts. Controlled disbursement against certified milestones only.

Engineering + Finance Blend

Engineering + Finance Blend

Rare combination of development consulting expertise and structured finance — enabling end-to-end execution.

Image
Image

Company Overview

On behalf of Cannova Inc., we extend a warm and respectful invitation to explore a carefully curated suite of real estate investment opportunities in Canada — one of the world's most resilient, transparent, and investor-friendly property markets.

We recognise that investors from the UAE, the Kingdom of Saudi Arabia, and the broader GCC region seek investments that not only deliver attractive returns, but also provide capital safety, regulatory clarity, and alignment with long-term wealth preservation objectives. Canada consistently meets all of these criteria — and Cannova has been purpose-built to serve as your trusted gateway.

Why now? Canada's housing shortage, record immigration targets, and institutional-grade legal protections have created a rare convergence of strong demand, limited supply, and favourable entry conditions for international capital.

1

Developer Financing Gap

Rising interest rates, tightened conventional bank lending criteria and surging construction costs have constrained developers' access to domestic capital. Projects that are viable, well-located and demand-backed are stalling due to equity shortfalls and the unavailability of alternative debt financing. Developers across Ontario — from the Greater Toronto Area to secondary markets such as Brantford, Sault Ste. Marie, Cornwall and Sudbury — are actively seeking international equity partners and private debt solutions to close financing gaps, fund land acquisition, and bridge construction phases.

2

Individual Borrower Demand for Interest-Free Mortgages

Canada's 1.8 million Muslim population has faced a longstanding and largely unresolved challenge: access to mortgage financing that complies with Islamic finance principles. Conventional mortgage products, by their nature, are interest-based instruments that are not permissible under Sharia law. Yet Sharia-compliant mortgage products in Canada remain scarce, complex and inaccessible to the average homebuyer. CANNOVA identified this void as both a social responsibility and a commercial opportunity — structuring Murabaha-based mortgage financing that is 100% interest-free, fully asset-backed and protected by Canadian mortgage law.

3

Housing Supply Deficit

Canada faces a projected national deficit of 3.5 million homes by 2031, with record immigration of 400,000 or more new residents annually driving relentless demand. This supply-demand imbalance creates sustained investment returns for developers who can access capital, and persistent rental yield for investors who enter the market. CANNOVA's platform is specifically designed to mobilise GCC capital into this supply gap — delivering returns for investors while supporting housing delivery for Canadian communities.

Where Canadian developers see a capital shortage, CANNOVA sees a bridge. Where GCC investors see geopolitical uncertainty at home, CANNOVA offers a stable, regulated, Sharia-compliant Canadian alternative. The platform was built precisely because no integrated solution previously existed to connect both sides.

The Market Opportunity

Two Markets.
One Perfect Bridge.

🇨🇦 CANADA  ⇄  GCC 🌍
🇨🇦

Canada

Supply-constrained, capital-hungry
  • Housing Shortage — Chronic undersupply in GTA and major metros drives sustained demand
  • High Financing Costs — Developer access to institutional capital remains constrained
  • Unsold Inventory — Developers seeking liquidity partners and equity exit solutions
  • Growth Markets — Brantford, Sault Ste. Marie, Cornwall: low cost, high potential
  • Legal Framework — Transparent title, regulated mortgages, investor-friendly courts
Cannova Market Connectivity Infrastructure
Bridges of Connectivity
🌍

GCC

Capital-rich, yield-seeking
  • High Liquidity — Sovereign wealth, family offices and HNW capital seeking geographic yield
  • Safe-Haven Demand — Regional instability drives capital toward stable G7 jurisdictions
  • Islamic Finance — Growing demand for Sharia-compliant, asset-backed structures
  • Diversification Drive — Post-conflict scenarios accelerate international allocation
  • CAD/USD Exposure — Hard currency assets hedge against regional FX volatility
Development Process

Eight Phases.
From Identification to Exit.

01
Project Identification

Project Identification

  • Feasibility & site analysis
  • Market demand validation
  • Financial modelling
02
Equity Structuring

Equity Structuring

  • GCC capital raise via SPV
  • Investor agreements
  • Trust account setup
03
Land Acquisition

Land Acquisition

  • Site identification
  • Legal due diligence
  • Purchase & title
04
Planning & Approvals

Planning & Approvals

  • Rezoning applications
  • Municipality coordination
  • Permits obtained
05
Design & Engineering

Design & Engineering

  • Master planning
  • Architectural design
  • Value engineering
06
Construction

Construction

  • Contractor mobilisation
  • Cost & quality control
  • Weekly reporting
07
Sales & Marketing

Sales & Marketing

  • GCC bulk distribution
  • Retail sales channels
  • Pre-sales programme
08
Exit & Profit Share

Exit & Profit Share

  • Final accounting
  • Investor profit distribution
  • SPV dissolution
Investment Opportunities

Four Pathways to
Canadian Returns

Whether you are seeking equity growth, stable income, distressed value or secured returns — CANNOVA has a structured pathway for your capital.

01
New Developments

New Developments

SPV Equity Model

Equity participation in greenfield projects via SPV structure. Targeted IRR of 18–25%. Full profit-sharing on sales exit with investor board control throughout.

High Return
02
Income Assets

Income Assets

Rental Properties

Existing rental properties generating 5–8% annual yield. Stable long-term income with low volatility. Immigration-driven demand supports sustained occupancy.

Stable Yield
03
Distressed Projects

Distressed Projects

Value Acquisition

Acquire stalled or below-market projects with new management injection. Significant exit upside and shorter hold periods. Value-add strategy with proven execution.

Value Play
04
Mortgage-Backed

Mortgage-Backed

MIC / Murabaha

Asset-secured lending returns of 8–12%. Sharia-compliant structures available. First-loss protection from underlying Canadian real estate with full legal security.

Secured
Risk Management

Risks Identified.
Mitigation Built In.

Risk Factor Level Mitigation Strategy
Market Cycles Medium Phased development approach, diversified asset classes across suburban markets, reducing concentration risk in any single market or asset type.
Regulatory / Zoning Medium Specialist planning team with established municipal relationships. Multi-site pipeline reduces dependency on any single zoning approval outcome.
Currency Risk Low CAD/USD asset exposure provides a natural hedge against GCC currency volatility. Investors benefit from geographic and currency diversification simultaneously.
Financing Risk Medium Multiple capital sources (MIC, GCC equity, bridge lenders) with staged equity draws. No single financing dependency. Pre-approved credit facilities where possible.
Execution / Cost Overrun Medium Independent cost consultant, locked contractor pricing structures, and a mandatory 10% contingency reserve built into every project budget from the outset.
Investor Governance Low Veto power board, independent lawyer trust accounts, and weekly + monthly reporting to all stakeholders. Institutional-grade governance removes information asymmetry.
Expansion Strategy

Three Phases.
From Launch to Global.

Canada and GCC Expansion Launch
Phase One

Canada + GCC Launch

Year 1–2
  • Establish operations in Toronto and Dubai
  • Launch first SPV project in GTA
  • Onboard 3–5 anchor GCC institutional investors
  • Activate Murabaha mortgage product
  • Build full consortium partner network
Multi-Project Scaling Strategy
Phase Two

Multi-Project Scaling

Year 2–4
  • Scale to 5–10 concurrent SPV projects
  • Expand to secondary Canadian markets
  • Launch GCC retail distribution platform
  • Introduce MIC fund for institutional investors
  • Open Riyadh and Doha offices
USA Expansion Horizon
Phase Three

USA Expansion

Year 4–6
  • Enter US Sunbelt markets (Texas, Florida)
  • Replicate SPV model in US legal framework
  • USD-denominated investment products
  • Cross-border CAD/USD allocation fund
  • Full global alternative asset platform
Get Involved

Ready to Invest in
Canadian Real Estate?

Join investors, developers and institutions already partnering with CANNOVA to build the future of Canada–GCC real estate investment.

Contact CANNOVA

Reach our team directly
OM
Omar Mansoor
Chief Executive Officer
🗺️ 7 Strathearn Ave, Brampton, ON L6T 4P1, Canada

Global Offices

🇨🇦 Toronto 🇨🇦 Calgary 🇦🇪 Dubai 🇸🇦 Riyadh 🇶🇦 Doha 🇵🇰 Islamabad 🇿🇦 Cape Town